Notes concerning the files available for use with the text "Loss Models:
From Data to Decisions, 1st ed." by S. Klugman, H. Panjer, and G. Willmot, copyright
1998 by John Wiley & Sons, Inc.

Latest revision of this note -- July 4, 2004

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I.  The programs and files made available here are done so for the purpose
of enhancing the educational experience provided by the text.  While none
of them are necessary for understanding the text or for working the
exercises, they can be a significant aid.  All questions or comments 
should be addressed to Stuart Klugman at Stuart.Klugman@Drake.edu.  However,
he is under no obligation to respond to questions or requests.

II.  The file LMPROGS.ZIP contains several DOS programs.  Instructions
for using the programs are contained in the file MANUAL.PDF which can be
read and printed using the widely available and free Adobe Acrobat Reader.
The other files are:

     FIT.EXE -- Obtains maximum likelihood estimates and various diagnostic
                measures for a number of continuous distributions.
     DFIT.EXE -- Obtains maximum likelihood estimates and varioud diagnostic
                 measures for a number of discrete distributions.
     CR.EXE -- Uses the recursive algorithm to compute aggregate
               probabilities.  It also creates discrete approximattions for
               the continuous distributions used in FIT.EXE.
     CRC.EXE -- Performs numerical convolutions of a discrete distribution
                with itself.
     CRC2.EXE -- Performs a numerical convolution of two different discrete
                 distributions.
     RUIN.EXE -- Computes ruin probabilities for a compound Poisson process
                 with discrete, annual claims.
     FREQADJ.EXE -- Provides the parameters for modification of a frequency
                    distribution when claims are truncated from below or
                    above.
     *.DAT -- Various data files for use with examples in the manual or for
              practice with the programs.
     *.SAV -- Files created by FIT.EXE or DFIT.EXE for saving maximum
              likelihood estimates.

III.  LMCRIMC.ZIP is a ZIP file containing the program CRIMCALC.COM 
along with some other files.  CRIMCALC.COM is a shareware program created by 
Glenn Meyers which implements the Heckman-Meyers inversion formula for computing 
aggregate probabilities.  This program is a copy of the one available directly 
from Glenn at his web site (www.pipeline.com/~ggmeyers/version1.htm) and will 
be available here as long he chooses to offer a shareware version of his program.

IV.  DATAFILES1E.ZIP is a ZIP file which contains data files for many of the 
examples and exercises in the book.  Files ending in .DAT are ASCII files
with the data arranged in the format needed for input to FIT or DFIT.
Files ending in .CSV are comma separated ASCII files, readable by most
spreadsheet programs.  The file DATAFILES1E.TXT is a text file which provides an
index for matching filenames to excercise numbers. 

V.  ERRATA.PDF is a pdf file readable by the Adobe Acrobat Reader.  It contains
errata for both the book and the solutions manual.