Montoya was born in Bogota, his father worked on cars and mechanics, Montoya also began his preparation when he was very young, participating in karts races and winning many of them, then he began to win international championship.
In 2000, he won the Indianapolis 500, becoming the first driver to win the event on his first attempt since Graham Hill in 1966. The following year, he began to drive for the Williams Formula 1 team (where he had previously been a test driver), winning the Italian Grand Prix at Monza in his first season.
Currently, he resides in Monte Carlo, the capital city of Monaco.
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